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Based in Geneva

Clear advice, in a world that isn’t.

Pension planning, insurance, taxation: these decisions are often made separately, with different advisers. VYDA brings order to the whole picture, to help you make clear decisions.

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Independent firmFINMA-registeredAFA-certified advisers
Our approach

We analyse your current situation before making any recommendations.

Contracts, pensions, tax, family and professional circumstances: we piece all these elements together before making any decisions.

Our role is not to add products, but to identify what makes sense, what is missing and what really warrants action.

Pension provision: 1st, 2nd and 3rd pillars

Comprehensive analysis, gaps, top-ups, tax implications.

Personal and property insurance

Personal liability, household contents, motor, buildings, rent guarantee, LAMal and supplementary insurance (LCA), legal protection.

Business insurance

Loss of earnings, professional liability, accident insurance under the LAA and supplementary accident cover, and business cover.

Taxation

Tax returns, tax deductions, the impact of pension scheme choices, and LPP withdrawals.

What we often see

What you think is covered isn’t always covered.

Some gaps aren’t apparent in the contracts. They only become apparent in the event of a death, sick leave, a change in family circumstances or a career change.

For example, depending on your family situation and your pension fund’s rules, cover you assume you have may not provide the benefits you expect.

It is precisely these kinds of blind spots that we identify.

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Our method

A clear, pressure-free approach.

01

Analysis

We review your situation: contracts, pensions, tax, family and career.

02

Critical review

We cross-reference your insurance policies, pension arrangements and tax situation to identify what is consistent, what is missing and the trade-offs to consider.

03

Recommendation

We present the options, their limitations and their implications. You decide.

04

Follow-up

We make adjustments as your circumstances change.

Frequently asked questions

What you may be wondering

Would you like to take a fresh look at your situation?

Would you like to take a fresh look at your situation?

An initial consultation helps to identify the points that need clarifying and the decisions that need to be prioritised.

Request an initial consultation →